I found the following advertisement in my Bank‘s Investment Magazine.
Basically, what it says is that if you stop smoking and save the money, in 10 years you can buy a motorcycle, in 20 years a car, and in 30 years a boat.
You would save 2.9EUR/day and invest the money. They use an annual interest of 7.25%. The reference price for the bike is 15k EUR, for the car 47k EUR and for the boat 112k EUR.
Stop smoking and start saving… 🙂
In 30 years you just have to have access to a time machine to come back to buy a sailing boat at the present price, since they do not talk about inflation .
They don’t need to. I’m pretty sure that the price of tobacco will rise a lot more than the inflation, don’t you think? 🙂